Personal Checking

 

/// PERSONAL CHECKING


All Cornerstone Bank checking accounts include these perks at no charge:

  • Online Banking and Bill Pay
  • Mobile Banking with Mobile Deposit
  • Paper or electronic statements (your choice)
  • Telephone Banking
  • VISA® Debit Card
  • Unlimited Cornerstone Bank ATM transactions

  CA$HBACK Rewards Checking INTERE$T Rewards Checking Second 50 Checking
Open with $100 checkmark checkmark checkmark
Unlimited check writing and electronic transactions at no charge checkmark checkmark checkmark
No monthly maintenance fee checkmark checkmark Avoid $8.00 monthly maintenance fee by maintaining a $100 daily minimum balance
Free first order of checks
(Quantity: 50)
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Foreign ATM service fee reimbursement
(up to three per month)
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Interest earning   checkmark
Interest earned on all balances; receive premium rate for certain account activities1
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Official checks at no charge     checkmark
(up to two monthly)
Special features and rewards Earn $8.34 cash back per month for the following account activities:
  • Conduct 20 or more debit card transactions
    (not including ATM withdrawals)
  • Receive eStatements
  • Receive one or more direct deposits
  • Process eight or less checks and/or teller-assisted cash withdrawals
Earn premium 2.00% APY1 on account balances for the following account activities1:
  • Conduct 20 or more debit card transactions
    (not including ATM withdrawals)
  • Receive eStatements
  • Receive one or more direct deposits
  • Process eight or less checks and/or teller-assisted cash withdrawals
No penalty on early CD withdrawal if due to health emergency (once per CD term)

Premium rate on CDs

Safe deposit box at no charge
(3" x 5" or credit towards a larger box)

Available to those aged 49 or better

1Annual Percentage Yield. With INTERE$T Rewards, earn 2.00% APY when, per statement cycle, you have 20 or more debit card transactions, receive eStatements, receive one or more direct deposits, and process eight or less checks and/or teller-assisted cash withdrawals. In any month these behaviors are not met, and for balances over $25,000, the standard interest rate applies. Available as of July 11, 2016, on balances up to $25,000 when all qualifications are met. Interest rate is variable and subject to change without notice. Interest is compounded daily and credited monthly based on average daily balance. Fees and/or the failure to meet all qualifications will reduce earnings on these accounts.

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